Privacy Policy

Last updated: January 2025

Information We Collect

We collect information you provide directly to us, such as when you apply for a card, create an account, or contact us for support.

Personal Information

• Name, address, phone number, and email address
• Social Security number and date of birth
• Employment and income information
• Banking and financial account information
• Credit history and credit score information

Usage Information

• Transaction history and purchase details
• Account activity and payment history
• Website and mobile app usage data
• Device information and IP addresses

How We Use Your Information

• Process applications and manage your account
• Provide customer service and support
• Detect and prevent fraud
• Comply with legal and regulatory requirements
• Send account statements and important notices
• Improve our products and services

Information Sharing

We do not sell your personal information. We may share your information with:

• Credit bureaus for reporting and verification
• Service providers who help us operate our business
• Law enforcement when required by law
• Partner merchants for transaction processing

Your Rights

• Access and review your personal information
• Request corrections to inaccurate information
• Opt out of marketing communications
• Request deletion of your account (subject to legal requirements)